Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Best-Performing Asset Classes Bonds may outperform stocks one year only to have stocks rebound the next. Systematic Withdrawals in Retirement Taking regular, periodic withdrawals during retirement can be quite problematic. Split Annuity Strategy Here's one strategy that combines two different annuities to generate income and rebuild principal.